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	<title>Dawn Rivera's Fremont &#38; East Bay Real Estate Blog &#187; Fremont homes</title>
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	<link>http://dawnrivera4homes.com</link>
	<description>Realty World - Viking Realty</description>
	<lastBuildDate>Mon, 28 Nov 2011 20:51:50 +0000</lastBuildDate>
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		<title>How Much Will it Cost to Drive</title>
		<link>http://dawnrivera4homes.com/2011/06/27/how-much-will-it-cost-to-drive/</link>
		<comments>http://dawnrivera4homes.com/2011/06/27/how-much-will-it-cost-to-drive/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 19:12:51 +0000</pubDate>
		<dc:creator>Dawn Rivera</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Fremont]]></category>
		<category><![CDATA[fremont ca living]]></category>
		<category><![CDATA[Fremont General]]></category>
		<category><![CDATA[Fremont homes]]></category>
		<category><![CDATA[Fremont Real Estate]]></category>

		<guid isPermaLink="false">http://drivera.blogs.rwnetwork.com/?p=350</guid>
		<description><![CDATA[Trying to decide how to get to your next vacation?  Should you fly, drive, take a train etc.?  Which one will be more cost effective.  which mode of transportation will leave a bigger carbon footprint?  Now you can go to www.cost2drive.com to find out!  First, you enter where you are leaving from and where you [...]]]></description>
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<div class="wp-caption alignright" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:LancairIV-PC-GLFP02.jpg"><img title="Lancair IV-P equipped with a TSIO-550" src="http://dawnrivera4homes.com/files/2011/06/300px-LancairIV-PC-GLFP02.jpg" alt="Lancair IV-P equipped with a TSIO-550" width="300" height="225" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
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<p>Trying to decide how to get to your next vacation?  Should you fly, drive, take a train etc.?  Which one will be more <a class="zem_slink" title="Cost-effectiveness analysis" rel="wikipedia" href="http://en.wikipedia.org/wiki/Cost-effectiveness_analysis">cost effective</a>.  which mode of transportation will leave a bigger carbon footprint?  Now you can go to www.cost2drive.com to find out!  First, you enter where you are leaving from and where you will be going.  Then you put in the year make and model of your car it will calculate  the cost.  You can even compare it to the cost of flying if your vacation trip is far away.</p>
<h6 class="zemanta-related-title" style="font-size: 1em">Related articles</h6>
<ul class="zemanta-article-ul">
<li class="zemanta-article-ul-li"><a href="http://www.gadling.com/2011/06/08/fly-or-drive-i-cant-decide-now-i-dont-have-to/">Fly or Drive? I can&#8217;t decide. Now I don&#8217;t have to</a> (gadling.com)</li>
<li class="zemanta-article-ul-li"><a href="http://www.bargaineering.com/articles/summer-travel-cheapest.html">Summer Travel: What&#8217;s the Cheapest Way to Go?</a> (bargaineering.com)</li>
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		<title>New FHA Rules</title>
		<link>http://dawnrivera4homes.com/2010/02/05/new-fha-rules/</link>
		<comments>http://dawnrivera4homes.com/2010/02/05/new-fha-rules/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 19:28:15 +0000</pubDate>
		<dc:creator>Dawn Rivera</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Home buying]]></category>
		<category><![CDATA[Home selling]]></category>
		<category><![CDATA[FHA Loans]]></category>
		<category><![CDATA[Fremont Economy]]></category>
		<category><![CDATA[Fremont General]]></category>
		<category><![CDATA[Fremont homes]]></category>
		<category><![CDATA[Fremont housing market]]></category>
		<category><![CDATA[Fremont Real Estate]]></category>
		<category><![CDATA[fremont realtor]]></category>

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		<description><![CDATA[The FHA has come up with some new rules when it comes to their loans. 
Beginning April 2010, the up front mortgage insurance will increase from 1.75% to 2.25%
There will be no more spot appraisals.  So it will be harder to get an approval on a condo. 
This is a big one.  Effective for all case numbers issued [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://dawnrivera4homes.com/files/2010/02/fha1.jpg"><img class="alignleft size-full wp-image-275" title="fha" src="http://dawnrivera4homes.com/files/2010/02/fha1.jpg" alt="" width="95" height="119" /></a></p>
<p>The FHA has come up with some new rules when it comes to their loans. </p>
<p>Beginning April 2010, the up front mortgage insurance will increase from 1.75% to 2.25%</p>
<p>There will be no more spot appraisals.  So it will be harder to get an approval on a condo. </p>
<p>This is a big one.  Effective for all case numbers issued on or after February 1 of this year, all previous FHA condo approvals will be eliminated and condominium projects must be recertified by HUD.</p>
<p>You can pretty much forget about buying a condo until the project has been blessed by HUD or one of HUD’s approved lenders.</p>
<p>Going forward there will be two approval methods for FHA Case numbers ordered after February 1, 2010; </p>
<p>Hud Review and Approval Process (H-RAP)</p>
<p>DE Lender-Approval and Review Process (DEL-RAP)</p>
<p>On another note&gt;&gt;&gt; <br />
For all purchase contracts dated after February 1st, 2010, FHA has waived the flipping rule.<br />
Private Sellers &amp; Investors can now sell their properties to FHA buyers without having to wait 90 days.</p>
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