Buying a home is one of the biggest investments you’ll ever make. you want to protect yourself and your investment during the purchase transaction with title insurance. If you own the land that the house is on, you have a strong right to the property. But if others have rights to it through liens, unpaid taxes or minning rights, they are also part owners of the property. Even if you know nothing about these risks, as the homeowner you are still vunerable to such claims on your property. Title Insurance, which protects against claims on your real estate by others, requires that certian risks be eliminated before the policy takes effect. It then covers hidden risks thereafter. If you have to go to court in regard to your property the title insurance company will pay for your legal counsel If you lose your rights you should be protected up to the amount of the policy. The cost of title insurance is usually less than five percent of the cost of your home, but be aware that the coverage may not be automatic. Make sure you discuss a title insurance policy with your loan agent. When you are ready to buy a home, call me, as your real estate professional I’ll be happy to help you through the process.
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